GARFA vs ULUFA Comparison
Price, market cap, valuation, profitability and leverage metrics of GARFA and ULUFA side by side.
If You Had Invested TRY 10,000
Metric Comparison
| Metric | GARFA | ULUFA | Sector median |
|---|---|---|---|
| Last price (TL) | 20.62 | 1.52 | 9.78 |
| Daily change | 0.00% | 0.00% | 0.00% |
| Market cap | TRY 8.2B | TRY 1.6B | TRY 6.9B |
| P/E | 3.12 | 1.81 | 2.69 |
| P/B | 1.21 | 0.66 | 0.88 |
| Return on equity | 45.56% | 40.00% | 33.81% |
| Free float | 8.36% | 48.28% | 28.55% |
Popular Comparisons
Related Pages
About the GARFA vs ULUFA Comparison
Price, market cap, valuation multiples, profitability and leverage of GARFA (Garanti Faktoring) and ULUFA (Ulusal Faktoring) side by side as of Oct 22, 2026, 04:20. Of the 6 metrics compared, GARFA leads in 4 and ULUFA leads in 2.
Highlights: Market cap: GARFA leads (TRY 8.2B vs TRY 1.6B). P/E: ULUFA leads (1.81 vs 3.12). P/B: ULUFA leads (0.66 vs 1.21). Net margin (annual): GARFA leads (18.74% vs 0.85%). Return on assets: GARFA leads (7.06% vs 4.84%). Return on equity: GARFA leads (45.56% vs 40.00%).
Frequently Asked Questions
Is GARFA or ULUFA cheaper?
By P/E, ULUFA is cheaper (3.12 vs 1.81); by P/B, ULUFA trades at the lower multiple (1.21 vs 0.66).
Which is more profitable, GARFA or ULUFA?
Annual net margin is 18.74% for GARFA and 0.85% for ULUFA; return on equity is 45.56% for GARFA and 40.00% for ULUFA.
Which is more leveraged, GARFA or ULUFA?
The leverage ratio is — for GARFA and — for ULUFA; net debt/EBITDA is — for GARFA and — for ULUFA. Lower values mean less leverage.
Where does the comparison data come from?
Prices and market caps come from 15-minute delayed Borsa Istanbul data; ratios are calculated from the latest financial statements filed with KAP. Some ratios are not defined for banks and insurers.