GARFA vs PINSU Comparison
Price, market cap, valuation, profitability and leverage metrics of GARFA and PINSU side by side.
If You Had Invested TRY 10,000
Metric Comparison
| Metric | GARFA | PINSU | Sector median |
|---|---|---|---|
| Last price (TL) | 22.56 | 8.80 | 10.42 |
| Daily change | −5.13% | −4.14% | −4.93% |
| Market cap | TRY 9B | TRY 2.5B | TRY 7.7B |
| P/E | 3.60 | 17.82 | 3.40 |
| P/B | 1.40 | 0.84 | 0.90 |
| Return on equity | 45.56% | 5.36% | 33.74% |
| Free float | 8.37% | 34.61% | 31.44% |
Popular Comparisons
Related Pages
About the GARFA vs PINSU Comparison
Price, market cap, valuation multiples, profitability and leverage of GARFA (Garanti Faktoring) and PINSU (Pinar Su) side by side as of Sep 28, 2026, 16:00. Of the 7 metrics compared, GARFA leads in 5 and PINSU leads in 2.
Highlights: Daily change: PINSU leads (−4.14% vs −5.13%). Market cap: GARFA leads (TRY 9B vs TRY 2.5B). P/E: GARFA leads (3.60 vs 17.82). P/B: PINSU leads (0.84 vs 1.40). Net margin (annual): GARFA leads (18.74% vs 5.46%). Return on assets: GARFA leads (7.06% vs 3.37%). Return on equity: GARFA leads (45.56% vs 5.36%).
Frequently Asked Questions
Is GARFA or PINSU cheaper?
By P/E, GARFA is cheaper (3.60 vs 17.82); by P/B, PINSU trades at the lower multiple (1.40 vs 0.84).
Which is more profitable, GARFA or PINSU?
Annual net margin is 18.74% for GARFA and 5.46% for PINSU; return on equity is 45.56% for GARFA and 5.36% for PINSU.
Which is more leveraged, GARFA or PINSU?
The leverage ratio is — for GARFA and 35.44 for PINSU; net debt/EBITDA is — for GARFA and 0.76 for PINSU. Lower values mean less leverage.
Where does the comparison data come from?
Prices and market caps come from 15-minute delayed Borsa Istanbul data; ratios are calculated from the latest financial statements filed with KAP. Some ratios are not defined for banks and insurers.