GARFA vs AGESA Comparison
Price, market cap, valuation, profitability and leverage metrics of GARFA and AGESA side by side.
If You Had Invested TRY 10,000
Metric Comparison
| Metric | GARFA | AGESA | Sector median |
|---|---|---|---|
| Last price (TL) | 22.46 | 228.80 | 10.42 |
| Daily change | −5.55% | −1.59% | −5.48% |
| Market cap | TRY 8.9B | TRY 41.2B | TRY 7.6B |
| P/E | 3.60 | 6.02 | 3.40 |
| P/B | 1.40 | 3.29 | 0.89 |
| Dividend yield | — | 3.18% | — |
| Return on equity | 45.56% | 65.17% | 33.74% |
| Free float | 8.37% | 18.91% | 31.44% |
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About the GARFA vs AGESA Comparison
Price, market cap, valuation multiples, profitability and leverage of GARFA (Garanti Faktoring) and AGESA (Agesa Hayat Emeklilik) side by side as of Sep 28, 2026, 15:01. Of the 7 metrics compared, GARFA leads in 3 and AGESA leads in 4.
Highlights: Daily change: AGESA leads (−1.59% vs −5.55%). Market cap: AGESA leads (TRY 41.2B vs TRY 8.9B). P/E: GARFA leads (3.60 vs 6.02). P/B: GARFA leads (1.40 vs 3.29). Net margin (annual): AGESA leads (165.10% vs 18.74%). Return on assets: GARFA leads (7.06% vs 1.49%). Return on equity: AGESA leads (65.17% vs 45.56%).
Frequently Asked Questions
Is GARFA or AGESA cheaper?
By P/E, GARFA is cheaper (3.60 vs 6.02); by P/B, GARFA trades at the lower multiple (1.40 vs 3.29).
Which is more profitable, GARFA or AGESA?
Annual net margin is 18.74% for GARFA and 165.10% for AGESA; return on equity is 45.56% for GARFA and 65.17% for AGESA.
Which is more leveraged, GARFA or AGESA?
The leverage ratio is — for GARFA and — for AGESA; net debt/EBITDA is — for GARFA and — for AGESA. Lower values mean less leverage.
Where does the comparison data come from?
Prices and market caps come from 15-minute delayed Borsa Istanbul data; ratios are calculated from the latest financial statements filed with KAP. Some ratios are not defined for banks and insurers.