Halkbank Time Deposit Interest Rates
Halkbank pays an annual gross 32% on a 32-day TRY 100,000 deposit. The average of the 14 banks paying interest at the same term and amount is 40.2%; Halkbank ranks 13 of 14. The rate is 8.2 pp below the market average. Halkbank lists 56 term and amount tiers; its highest annual gross rate is 36% (28–31 days, TRY 1,000,001–5,000,000).
Last updated: Source: Bank rate sheets
- 32 days · TRY 100,000
- 32%
- Annual gross rate
- Market average
- 40.2%
- 14 banks
- Rank
- 13 / 14
- Highest: Alternatifbank 44%
- Highest rate
- 36%
- 28–31 days · TRY 1,000,001–5,000,000
Halkbank Rates by Term and Amount
| 1–6 days | 25,001–250,000 | 29% |
| 1–6 days | 250,001–1,000,000 | 32% |
| 1–6 days | 1,000,001–5,000,000 | 33% |
| 1–6 days | 5,000,001–10,000,000 | 33% |
| 7–17 days | 25,001–250,000 | 30% |
| 7–17 days | 250,001–1,000,000 | 33% |
| 7–17 days | 1,000,001–5,000,000 | 34% |
| 7–17 days | 5,000,001–10,000,000 | 34% |
| 18–27 days | 25,001–250,000 | 31% |
| 18–27 days | 250,001–1,000,000 | 34% |
| 18–27 days | 1,000,001–5,000,000 | 35% |
| 18–27 days | 5,000,001–10,000,000 | 35% |
| 28–31 days | 25,001–250,000 | 32% |
| 28–31 days | 250,001–1,000,000 | 35% |
| 28–31 days | 1,000,001–5,000,000 | 36% |
| 28–31 days | 5,000,001–10,000,000 | 36% |
| 32–40 days | 25,001–250,000 | 32% |
| 32–40 days | 250,001–1,000,000 | 35% |
| 32–40 days | 1,000,001–5,000,000 | 36% |
| 32–40 days | 5,000,001–10,000,000 | 36% |
| 41–65 days | 25,001–250,000 | 31.5% |
| 41–65 days | 250,001–1,000,000 | 34.5% |
| 41–65 days | 1,000,001–5,000,000 | 35.5% |
| 41–65 days | 5,000,001–10,000,000 | 35.5% |
| 66–91 days | 25,001–250,000 | 30.5% |
| 66–91 days | 250,001–1,000,000 | 33.5% |
| 66–91 days | 1,000,001–5,000,000 | 34.5% |
| 66–91 days | 5,000,001–10,000,000 | 34.5% |
| 92–107 days | 25,001–250,000 | 31% |
| 92–107 days | 250,001–1,000,000 | 34% |
| 92–107 days | 1,000,001–5,000,000 | 35% |
| 92–107 days | 5,000,001–10,000,000 | 35% |
| 108–138 days | 25,001–250,000 | 29% |
| 108–138 days | 250,001–1,000,000 | 32% |
| 108–138 days | 1,000,001–5,000,000 | 33% |
| 108–138 days | 5,000,001–10,000,000 | 33% |
| 139–180 days | 25,001–250,000 | 28% |
| 139–180 days | 250,001–1,000,000 | 31% |
| 139–180 days | 1,000,001–5,000,000 | 32% |
| 139–180 days | 5,000,001–10,000,000 | 32% |
| 181–230 days | 25,001–250,000 | 26% |
| 181–230 days | 250,001–1,000,000 | 29% |
| 181–230 days | 1,000,001–5,000,000 | 30% |
| 181–230 days | 5,000,001–10,000,000 | 30% |
| 231–291 days | 25,001–250,000 | 24% |
| 231–291 days | 250,001–1,000,000 | 27% |
| 231–291 days | 1,000,001–5,000,000 | 28% |
| 231–291 days | 5,000,001–10,000,000 | 28% |
| 292–364 days | 25,001–250,000 | 23% |
| 292–364 days | 250,001–1,000,000 | 26% |
| 292–364 days | 1,000,001–5,000,000 | 27% |
| 292–364 days | 5,000,001–10,000,000 | 27% |
| 365–999 days | 25,001–250,000 | 20% |
| 365–999 days | 250,001–1,000,000 | 23% |
| 365–999 days | 1,000,001–5,000,000 | 24% |
| 365–999 days | 5,000,001–10,000,000 | 24% |
Compared with the Market (TRY 100,000)
| Term | Halkbank | Average | Rank |
|---|---|---|---|
| 32 days | 32% | 40.2% | 13 / 14 |
| 92 days | 31% | 36.04% | 13 / 14 |
| 181 days | 26% | 34.21% | 13 / 14 |
| 365 days | 20% | 32.89% | 9 / 9 |
32-Day Gross Return with Halkbank
| Amount | Annual gross rate | Gross interest |
|---|---|---|
| TRY 100,000 | 32% | TRY 2,805.48 |
| TRY 250,000 | 32% | TRY 7,013.70 |
| TRY 500,000 | 35% | TRY 15,342.47 |
| TRY 1,000,000 | 35% | TRY 30,684.93 |
| TRY 5,000,000 | 36% | TRY 157,808.22 |
Related Pages
Deposit Rates at Other Banks
About Halkbank Time Deposit Rates
The rates on this page are the annual gross Turkish lira time deposit rates for Halkbank, taken automatically from bank rate sheets. The rate varies by term and amount; comparisons use the banks paying interest at the same term and amount. Calculations are gross, before tax.
Frequently Asked Questions
What is the Halkbank time deposit rate?
Based on data dated October 4, 2026, Halkbank pays an annual gross 32% on a 32-day TRY 100,000 deposit. The average of 14 banks at the same term and amount is 40.2%; Halkbank ranks 13.
How much does TRY 100,000 earn in 32 days at Halkbank?
At an annual gross 32%, TRY 100,000 earns TRY 2,805.48 gross interest in 32 days; the gross balance at maturity is TRY 102,805.48. The figure is gross, before tax.
At which term and amount does Halkbank pay its highest rate?
The highest annual gross rate in the Halkbank sheet is 36%, for a 28–31 days term in the TRY 1,000,001–5,000,000 amount tier.
How is the return on a deposit calculated?
Gross interest = amount × annual rate × days / 36,500. Interest is paid together with the principal at maturity; calculations are gross, before tax.